Loans

Get lower rates on loans

GEFCU translates excess income into lower loan rates. Our rates, dividends, lending policies, and other business matters are regularly decided upon by an elected, local, all-volunteer Board of Directors whose focus is on the needs of our members.

Apply today for a quick decision
With no credit committees, loans are fast and easy. Loan officers at each branch have the authority to approve loans, which means that in most cases, members can apply for and receive a loan the same day.

Three easy ways to apply

• Apply in person at any of our branch locations
  
• Fax or mail in this loan application form
  
• Log in to Home Banking and apply online