Rates & Fees
Rates
Share Savings Account Rates
| Rate | A.P.Y. | |
|---|---|---|
| Prospective Dividend Rate under $5,000 | 0.10% | 0.10% |
| $5,000.01 to $50,000 | 0.20% | 0.20% |
| $50,000.01 and up | 0.30% | 0.30% |
| Dividends Compound | Quarterly | |
| Dividends Credited | Quarterly | |
| Dividend Period | Quarterly | |
| Minimum to Open | $5.00 | |
| Computation Method | Daily Balance | |
| Balance Required to Earn Stated APY | $25.00 | |
| Limitations Apply (Sec. A) | (1)(2)(4) |
Interest Bearing Checking Account Rates
| Rate | A.P.Y. | |
|---|---|---|
| Prospective Dividend Rate under $5,000 | 0.02% | 0.02% |
| Prospective Dividend Rate Over $5,000.00 | 0.10% | 0.10% |
| Dividends Compound | Monthly | |
| Dividends Credited | Monthly | |
| Dividend Period | Monthly | |
| Minimum to Open | $0 | |
| Computation Method | Daily Balance | |
| Balance Required to Earn Stated APY | $500.00 |
Savings With Investment Status (SWIS) Account Rates
| Rate | A.P.Y. | |
|---|---|---|
| Prospective Dividend Rate under $25,000 | 0.10% | 0.10% |
| $25,000.01 to $75,000 | 0.20% | 0.20% |
| $75,000.01 to $100,000 | 0.30% | 0.30% |
| $100,000.01 and up | 0.40% | 0.40% |
| Dividends Compound | Monthly | |
| Dividends Credited | Monthly | |
| Dividend Period | Monthly | |
| Minimum to Open | $2,500.00 | |
| Computation Method | Daily Balance | |
| Balance Required to Earn Stated APY | $2,500.00 | |
| Limitations Apply (Sec. A) | (3) |
Holiday Club Account Rates
| Rate | A.P.Y. | |
|---|---|---|
| Prospective Dividend Rate up to $15,000 | 0.60% | 0.60% |
| Over $15,000 | 0.02% | 0.02% |
| Dividends Compound | Quarterly | |
| Dividends Credited | Quarterly | |
| Dividend Period | Quarterly | |
| Minimum to Open | $5.00 | |
| Computation Method | Daily Balance | |
| Balance Required to Earn Stated APY | $5.00 | |
| Limitations Apply (Sec. A) | (5) |
Fees
General Fees
Return Items Written to GEFCU
$25.00 per Item
Outgoing Wire (within the United States)
$15.00 per Wire
Incoming Wire
$5.00 per Wire
Account Reconciliation Fee (1 Hour Min.)
$15.00 per Hour
Items Sent for Collection - Domestic
$10.00 per Item
Items Sent for Collection - Foreign
$20.00 per Item
Account Research (1 Hour Min.)
$15.00 per Hour
Third Party Return Items
$10.00 per Item
Statement Copy
$1.00 per Statement
History Transaction
$1.00 per Page
On-line Check under $1,000
$2.00 per Check
Cashier's Check Fee
$2.00 per Check
Stop Pay for On-line Check after 90 days from purchase
$16.00 per Check
Money Orders (Maximum $1000.00)
$1.50 each
Verification of Deposit Forms Prepared
$5.00 each
Account Levy Processed
$20.00 each
Bad Address Fee (Incorrect Address in the System)
$2.00 per Month
Non-member cashing a member check at the counter
$3.00 each Check
Non-member Notary Fee
$5.00 per item Notarized
Travel Card (Minimum $100, Maximum $5000)
$5.00 new card
Travel Card - Reload Balance
$2.00
Inactive Account Fee
(No Activity for 12 months)
(No Activity for 12 months)
$5.00 per month
Stop Payment Fee
$15.00 per Item
Share Savings Account Fees
Reopen Account Closed Less than Six (6) Months
$10.00 each Time Opened
Inactive Account Fee
(No Activity for 12 months)
(No Activity for 12 months)
$5.00 per month
EZ Green Checking Fees
Paper Statement Mailed
$5.00 per Month
NSF Fee* (*Fee applies when overdraft is created by check, in-person, or other means)
$25.00 per Overdraft
Courtesy Pay Fee* (*Fee applies when overdraft is created by check, in-person, or other means)
$25.00 per Overdraft
Stop Payment Fee
$15.00 per Item
Overdraft Transfer Fee
$5.00 per Transfer
Copy of Draft (Check)
$3.00 per Copy
Check Printing Fee
Varies by style ordered
Checking Unlimited Fees
Monthly Service Charge Below $300 Minimum
$3.00 per Month
NSF Fee* (*Fee applies when overdraft is created by check, in-person, or other means)
$25.00 per Overdraft
Courtesy Pay Fee* (*Fee applies when overdraft is created by check, in-person, or other means)
$25.00 per Overdraft
Stop Payment Fee
$15.00 per Item
Overdraft Transfer Fee
$5.00 per Transfer
Copy of Draft (Check)
$3.00 per Copy
Check Printing Fee
Varies by style ordered
Interest Bearing Checking Account Fees
NSF Fee* (*Fee applies when overdraft is created by check, in-person, or other means)
$25.00 per Overdraft
Courtesy Pay Fee* (*Fee applies when overdraft is created by check, in-person, or other means)
$25.00 per Overdraft
Stop Payment Fee
$15.00 per Item
Monthly Service Charge Below $500.00 minimum
$5.00 per Month
Overdraft Transfer Fee
$5.00 per Transfer
Copy of Draft (Check)
$3.00 per Copy
Check Printing Fee
Varies by style ordered
Debit Card Fees
Courtesy Pay Fee
$10.00 per Occurrence
NSF Fee
$25.00 per Occurrence
Replacement Debit Card
$10.00 per Card
ATM Withdrawal other than GEFCU location *
$0.75 per Withdrawal
ATM Inquiry or Transfer other than GEFCU location *
$0.75 per Transaction
Point of Sale - PIN
Free
Point of Sale - Signature
Free
Foreign Currency Conversion
1% of Transaction Amount
*Free ATM service available for members using their GEFCU Visa DebitTM Card at GEFCU locations with ATM service or at any of the ATMs on the Alliance of Austin Credit Unions list.
Gift Card Fees
Purchase Gift Card
$2.50 per Card
Lost/Stolen Replacement Card
$10.00 per Card
Safe Deposit Box Rentals & Fees (Metric, Pflugerville, S 1st St, Kyle)
3"x10"x21"
$30.00 per Year
5"x5"x21"
$30.00 per Year
5"x10"x21"
$35.00 per Year
10"x10"x21"
$55.00 per Year
Duplicate 1 Key
$25.00
Duplicate 2 keys and Drill Box
$225.00
Bill Pay Service Fees
NSF Fee
$22.00 per Item
Stop Payment Fee
$17.50 per Item
Bill Pay Service
$2.00 per Month
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