Vehicle Loans

 

Love that new car smell but not the hassle of car buying? Let GEFCU take some of the headache out of the process. Get preapproved for a great low interest rate before you shop!

GEFCU and CarQuotes.com have partnered to assist members with the car buying process. Search for new and used vehicles, read reviews, value your trade and so much more. Click here for low, upfront pricing before heading to the dealership!

If you are a Texas resident, APPLY NOW!

To download a printer friendly version of our loan application here.

Auto Loans

New & Used Auto Loans* - 100% Financing, including TT&L

 0-36 months....as low as 2.05% A.P.R.

37-48 months....as low as 2.15% A.P.R.

49-60 months....as low as 2.25% A.P.R.

61-72 months....as low as 2.35% A.P.R.

73-84 months....as low as 4.25% A.P.R.

 
Rates displayed are Annual Percentage Rate. The specific rate and term will depend on your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice: other restrictions may apply.

* Used Autos must be in the NADA Book and cannot exceed full retail value after allowing for mileage. If the auto is not in the NADA Book, the rate will be the secured rate as low as 3.75%

 

Auto Loan Refinancing

Have a car you love but a payment you’re not crazy about? Refinance at GEFCU at no cost to you! Get a lower rate or add on a few months and save $$$ over the life of your loan!

 

 

RV, Motorcycle, and Boat Loans

Love the adventure of RVing? Want to hit the open road on a motorcycle? How about fishing in the lake from your very own boat? GEFCU can help with a low rate loan!

Boats and Jet Skis
60 Months or Less
Down Payments as low as $0
As low as 3.75 % A.P.R.
Boats
61 to 120 Months
Down Payments as low as $0
As low as 3.95 % A.P.R.
Motorcycles
60 Months
Down Payments as low as $0
As low as 3.99 % A.P.R.
RVs, Campers, and Trailers
Up to 60 Months
Down Payments as low as $0
As low as 3.75 % A.P.R.
61 to 120 Months
Down Payments as low as $0
As low as 3.95 % A.P.R.

 

 

Auto Calculators

How much will my auto payments be?
Should I take a rebate or low-cost financing?
How much car can I afford?
Loan Payment Calculator
How long will it take to pay off my loan?