Vehicle Loans

Love that new car smell but not the hassle of car buying? Let GEFCU take some of the headache out of the process. Get preapproved for a great low interest rate before you shop!

GEFCU and CarQuotes.com have partnered to assist members with the car buying process. Search for new and used vehicles, read reviews, value your trade and so much more. Click here for low, upfront pricing before heading to the dealership!

Download a printer friendly version of our loan application here

Auto Loans

New Auto Loans* - 100% Financing, including TT&L

Model Year 2016-2017
As low as 1.99% A.P.R.
 

Used Auto Loans* - 100% Financing, including TT&L

Model Year 2016-2017
As low as 1.99 % A.P.R.
Model Year 2014-2015
As low as 2.09 % A.P.R.
Model Year 2012-2013
As low as 2.19 % A.P.R.
Model Year 2010-2011
As low as 2.29 % A.P.R.
Older than 2010
As low as 3.75 % A.P.R
* Used Autos must be in the NADA Book and cannot exceed full retail value after allowing for mileage. If the auto is not in the NADA Book, the rate will be the secured rate as low as 3.75%

 

Auto Loan Refinancing

Have a car you love but a payment you’re not crazy about? Refinance at GEFCU at no cost to you! Get a lower rate or add on a few months and save $$$ over the life of your loan!

Refinance Auto Loans Currently Financed Elsewhere - 100%

Model Year 2016-2017
As low as 1.99 % A.P.R.
Model Year 2014-2015
As low as 2.09 % A.P.R.
Model Year 2012-2013
As low as 2.19 % A.P.R.
Model Year 2010-2011
As low as 2.29 % A.P.R.
Older than 2010
As low as 3.75 % A.P.R.

 

RV, Motorcycle, and Boat Loans

Love the adventure of RVing? Want to hit the open road on a motorcycle? How about fishing in the lake from your very own boat? GEFCU can help with a low rate loan!

Boats and Jet Skis
60 Months or Less
Down Payments as low as $0
As low as 3.75 % A.P.R.
Boats
61 to 120 Months
Down Payments as low as $0
As low as 3.95 % A.P.R.
Motorcycles
60 Months
Down Payments as low as $0
As low as 3.99 % A.P.R.
RVs, Campers, and Trailers
Up to 60 Months
Down Payments as low as $0
As low as 3.75 % A.P.R.
61 to 120 Months
Down Payments as low as $0
As low as 3.95 % A.P.R.

 

 

Auto Calculators

How much will my auto payments be?
Should I take a rebate or low-cost financing?
How much car can I afford?
Loan Payment Calculator
How long will it take to pay off my loan?